Real People, Real Solutions for Your Money

Started in Newcastle in 2020, we've been helping everyday Australians take control of their monthly budgets. No fancy jargon, no complicated systems — just practical advice that works for busy lives.

The People Behind Your Progress

We're not financial advisors in suits. We're people who've been where you are — struggling with budgets, wondering where the money goes each month.

Sarah Brennan

Financial Education Director

Sarah spent five years as a single mum juggling two jobs and never knowing if there'd be enough for groceries. That experience taught her more about budgeting than any textbook could. She's been teaching our workshops since 2021 and has this way of making complex financial stuff feel totally manageable.

Marcus Whitfield

Budget Planning Specialist

Marcus came to us after his own financial wake-up call in 2019. Used to be the guy who never checked his bank balance and lived on credit cards. Now he helps people build systems that actually stick. He's particularly good with people who hate spreadsheets as much as he used to.

How We Actually Help You Budget

  1. 1

    Start with What You Actually Spend

    Forget those perfect budgets you see online. We look at your real spending — the coffee runs, the impulse buys, everything. No judgment, just reality.

  2. 2

    Find Your Money Patterns

    Everyone has spending triggers. Maybe it's stress shopping or buying lunch because you didn't meal prep. We help you spot yours and work with them, not against them.

  3. 3

    Build Systems That Stick

    The best budget is the one you'll actually use. We create simple systems that fit your lifestyle, whether you're tech-savvy or prefer pen and paper.

  4. 4

    Adjust as Life Happens

    Car breaks down? Kid needs school supplies? We teach you how to roll with financial punches without throwing your whole budget out the window.

What We Stand For

These aren't corporate values we stuck on a wall. They're the principles that guide every conversation and every piece of advice we share.

1

No Financial Shame

Made money mistakes? Join the club. We've all been there. Our job is to help you move forward, not lecture you about the past.

2

Real Talk Only

We don't pretend budgeting is easy or fun. It's work. But it's work that pays off, and we'll be honest about both the challenges and the wins.

3

Your Life, Your Budget

Cookie-cutter advice doesn't work. What matters is finding an approach that fits your income, your goals, and your actual life circumstances.

Ready to Take Control of Your Money?

Our next budgeting workshop starts in August 2025. Small groups, practical exercises, and plenty of time for your specific questions.

Get Workshop Details